Title insurance protects the most valuable investment most people make in their lifetime: their home.
There’s a saying in business: Trust but verify. Even when information seems reliable, it’s a good idea to make sure that information is true when the stakes are high. When you buy real estate, you trust that the seller has clear title to the property and that no one will come forward after you move in and claim that they own your house. A title insurance company verifies that the seller actually owns the property and insures you against other claims of ownership.
All Property Title & Escrow will do an extensive search in the public records and trace the history of the property. Should a problem in the title arise, they will work to correct it prior to closing to ensure the buyer receives the new property with a clear title.